Mortgage Loan Originator (MLOs)
Mortgage Loan Originator (MLOs) - As an originator, you will originate and assist borrowers in determining the proper loan options for their financial and investment needs. The MLO will complete a loan application, credit memos and gather necessary documentation to analyze, properly package a credit file for submission and closing. In addition, educating and creating opportunities for those related to the real estate industry. A Loan Originator should have an ability to work with people from all walks of life. There is no monetary ceiling this position has to offer. Work in a fast-paced environment that will drive your success to the limit!
RESPONSIBILITIES:
- Interview clients to gather background financial information.
- Analyzing and screening preliminary loan requests.
- Submit loan applications for processing.
- Monitor loan progress from application to closing.
- Establishing and Maintaining Interpersonal Relationships
- Interpret financial information.
- Submit financial applications.
- Maintain data in information systems.
- Market products, services, & events.
- Develop financial plans for clients.
- Negotiate agreements.
- Analyze market conditions or trends.
- Execute sales or other financial transactions.
- Communicate with underwriters, credit officers & processors
QUALIFICATIONS:
- NMLS License Required
- Have excellent time management and precise verbal and written communication skills
- Prior Sales Support Experience - Both In-Person and Phone, a plus.
- Must be motivated and persistent.
- Ability to work well independently, multi-task, and handle time-sensitive material in a fast-paced environment
- Must possess excellent interpersonal and communication skills.
- Ability to handle objections is a must.
JOB TYPE: We Eat What We Kill or is this just another way to say Full Time!
COMPENSATION: Base Salary + Production Bonuses + Benefits!
BENEFITS:
- 401(k) Retirement
- Health, Dental, Disability, LTD & Vision
- Paid Time Off (really?)
Mortgage Loan Processor
We are seeking a Mortgage Loan Processor who: thrives in a high production environment, seeks to maximize their income, is bright, motivated, and high achieving to work with our Loan Officers.
RESPONSIBILITIES include but not limited to:
-Evaluates loan application files to verify that all data is complete and meets standards, prior to submission to underwriting
-Process loans from set-up to closing by verifying, compiling, and entering borrower information into loan processing systems.
-Interact with Loan Officers to obtain information from the borrowers or to seek clarification about documents in the loan files.
-Works with Loan Officers to determine product suitability and communicates changes to Loan Officer
-Order & verify and analyze loan documentation, including income, credit, appraisal, title, and verification while maintaining strict compliance with all applicable federal and state regulations.
-Record data to track the status of loans in processing.
-Inform management of discrepancies in files.
-Contact borrowers or Loan Officer’s to collect required documentation and be a liaison between origination staff, underwriters and borrowers.
-Submit loan application files to underwriting for approval, and create and email approval or denial letters to applicants.
-Submit approved mortgage loan files to closing for settlement.
-Compiles financial and other needed data to complete the loan file.
-Obtains documentation needed to clear conditions, if required.
-Prioritizes workflow so loans close on time.
-Communicates with the title companies, AMC’s, attorneys, and other parties as required.
-Provides excellent customer service to borrowers, Loan Officer, vendors, and other interested parties.
-Directs client to Loan Officer or other licensed employee to clarify and or answer any questions.
-Records data on the status of loans, including the number of new applications and loans, approved, canceled or denied.
QUALIFICATIONS:
Minimum of 2 years of mortgage loan processing experience.
Excellent communication skills
Excellent attention to detail and multi-tasking ability
Must be a self-motivated a self-reliant person
JOB TYPE:
Full-time
COMPENSATION: Base Salary + Performance Bonuses + Benefits!
BENEFITS:
- 401(k) Retirement
- Health, Dental, Disability, LTD & Vision
- Paid Time Off (really?)
SCHEDULE:
Monday to Friday 9am - 6pm